The Premium-to-Surplus Ratio Rule: Helping Title Underwriters Maintain Solvency and Prevent Escrow Theft

The National Association of Independent Land Title Agents has released a white paper advocating the use of a premium-to-surplus ratio rule to help prevent escrow theft. The white paper was written in light of the National Association of Insurance Commissioners’ efforts to draft a white paper to give regulators and insurers tools to combat and prevent escrow theft.