A lot of things have changed over the last few years. Defalcations have proliferated, taking with them several agents and regional underwriters. Regulators have taken a closer look at title insurance, making several changes to the way they oversee the industry. And legislators, concerned about protecting consumers, have changed laws regarding underwriter liability and solvency requirements for both agents and underwriters. All of these things have caused agents and underwriters alike to examine their relationships with one another and look at how that may change in the future. During a recent October Research Webinar titled The Closer’s Balancing Act, experts from the underwriter, agent and regulatory point of view discussed these changes and what they mean for the agent/underwriter relationship going forward.