The Legal Description

Special Reports


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Good Funds Special Report
Posted Date: Wednesday, April 03, 2013
How can you ensure that the funds in your accounts are good, collected funds? In this special report, we tap into industry experts to examine the issue of good funds, examine best practices agents can employ to ensure their funds are good before they begin writing checks on the account, and how to thwart cyber thieves. We also take a look at recent changes within the states and teach you how to document your procedures in a way that will protect your accounts and reassure your clients.

2013 State of the Industry Report
Posted Date: Tuesday, January 08, 2013
October Research and presenting sponsor Windward have teamed up to produce the 2013 State of the Industry Report, an in-depth report that takes a look at how the economic and regulatory landscape will impact Realtors, lenders, homebuilders, title agents, appraisers, escrow officers and more.

2012 Fraud Report
Posted Date: Monday, December 10, 2012
October Research and presenting sponsor RynohLive have teamed up to produce the 2012 Fraud Report: Defalcation, cyber theft and consumer fraud at the closing table, a how-to report that identifies current fraud schemes in all three areas, provides you with step-by-step instruction in the best ways to protect your agency, and tells you what to do if you are a victim of fraud.

Professional Liability: A title agent's guide to protecting your company and your clients
Posted Date: Monday, November 19, 2012
October Research and presenting sponsor TitlePac Inc. have teamed up to produce Professional Liability: A title agent's guide to protecting your company and your clients, an in-depth report identifying the various professional liability products, explaining what is and is not covered by each, and providing you with keen insight into how to make sure you have the best E&O coverage possible.

2012 Title Technology Report
Posted Date: Monday, October 22, 2012
2012 Title Technology Report — a new FREE PDF special report from The Title Report and sponsor Windward / ResWare — that not only addresses the process for conducting a technology audit, but provides insight into how technology can improve your workflow, cost efficiencies, time management, marketing and communications.

Drilling Deep: Developing Sound Oil, Gas and Energy Project Protocols
Posted Date: Wednesday, July 25, 2012
Drilling Deep, a 14-page PDF special report from the editors of The Legal Description, 'drills down' on the most important issues regarding title searches and coverage of energy projects, and offers up suggested protocols for addressing these issues.

The Legal Description’s Case Law Report: Second Quarter 2012
Posted Date: Sunday, July 01, 2012
The Legal Description’s Case Law Report: Q2 2012 pulls the most significant court opinions from April through June 2012 into one convenient special report. The second quarter of 2012 was especially significant as it included the U.S. Supreme Court’s decision in Freeman v. Quicken Loans.

The Legal Description’s Case Law Report: First Quarter 2012
Posted Date: Sunday, April 01, 2012
The Legal Description’s Case Law Report: Q1 2012 pulls the most significant court opinions from January through March 2012 into one convenient special report. The first quarter of 2012 was especially significant as several foreclosure cases came before the states’ highest courts.

The Legal Description’s Case Law Report: Fourth Quarter 2011
Posted Date: Sunday, January 15, 2012
The Legal Description’s Case Law Report: Q4 2011 pulls the most significant court opinions from October through December 2011 into one convenient special report. The fourth quarter of 2011 was especially significant as several foreclosure cases came before the states’ highest courts.

2012 State of the Industry
Posted Date: Sunday, January 01, 2012

October Research, publisher of The Legal Description, and presenting sponsor Windward/ResWare have teamed up to produce the third annual State of the Industry Report, October Research’s most requested special report each year. This 20-page report takes a look at each aspect of the real estate, mortgage and settlement services industry through an aggregation of stories, interviews and data brought together by the October Research staff. We hope you enjoy this special free PDF version of the 2012 State of the Industry Report.


Title Robotics
Posted Date: Monday, October 24, 2011
Title Robotics — a new FREE PDF special report from The Title Report and sponsor Windward / ResWare — will provide readers a true understanding of automation as a way of enhancing the integral role that employees play in making this industry operate at peak efficiency.

The Legal Description’s Case Law Report: Third Quarter 2011
Posted Date: Monday, September 19, 2011
This year the title industry, and real estate industry generally, have been working through several significant issues, such as invalid foreclosures and fees owed by parties in bankruptcy. These issues were mirrored in the cases decided during the third quarter of 2011.

The Legal Description’s Case Law Report: Second Quarter 2011
Posted Date: Monday, September 19, 2011
The Legal Description’s Case Law Report: Second Quarter 2011 features analysis of 12 of the biggest court cases and rulings impacting the title industry. This PDF Special report features in-depth insight into GMAC Mortgage LLC v. Flick Mortgage Investors Inc. v. Chicago Title Insurance Co., Pioneer Title v. Chandra Gartin, and Plaza Leyenda LP and Richard L. Jones Revocable Trust v. Lawyers Title of Arizona, Inc. and other recent decisions.

The Legal Description’s Case Law Report: First Quarter 2011
Posted Date: Tuesday, June 21, 2011
The Legal Description’s Case Law Report: First Quarter 2011 contains over 20 pages of analysis of the biggest cases and rulings impacting the title industry. This PDF Special report features in-depth insight into McDonough v First American, Wells Fargo v. Old Republic, U.S. Bank National Association v. Ibanez and 10 other recent decisions.

Foreclosure Crisis in Focus
Posted Date: Tuesday, April 26, 2011
In Foreclosure Crisis in Focus, we look at some of the issues surrounding the foreclosure process, and what agents can do today to stave off claims in the future.

2011 State of the Industry Report
Posted Date: Monday, January 31, 2011

October Research and presenting sponsor ResWare/Windward have teamed up to produce the most comprehensive look at the industries we serve. We gathered the most respected and knowledgeable experts to look at each aspect of the real estate, mortgage and settlement services fields.

Fourth Quarter 2010 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Monday, January 31, 2011
This report features over 20 pages of analysis of the biggest cases and rulings impacting the title industry. Cases include Hancock and Benavides v. Chicago Title, Vancura v. Katris and Noall v. Howard Hanna.

Third Quarter 2010 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Wednesday, December 29, 2010
This report features over 20 pages of analysis of the biggest cases and rulings impacting the title industry. Highlights include underwriter liability for the actions of various parties to the transaction, antitrust issues and RESPA class actions. Cases include Carter v. Welles-Bowen, Fidelity v. Mussman and McCray v. Fidelity.

Second Quarter 2010 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Thursday, July 01, 2010
In the second quarter of 2010, courts across the country produced hundreds of opinions impacting the title insurance and settlement services industries. Decisions with far-reaching implications were handed down on numerous antitrust, overcharge, fraud and AfBA suits. A significant number of title agencies and settlement services providers also came under legal attack – including cases questioning ‘produce the note’ defense, disputed coverage, reimbursement, failure to defend and failure to clear title.

The Affiliated Business Arrangement Compliance Guide
Posted Date: Friday, June 04, 2010
RESPA News and The Legal Description teamed up to provide the real estate, mortgage and settlement services industries with a special report that touches on all aspects of building and maintaining legal affiliated business arrangements (AfBA) under RESPA and the Department of Housing and Urban Development’s guidelines. RESPA attorneys have indicated that AfBAs are not as easy to establish, maintain and operate as they were three years ago because of the increased regulatory oversight. This report, published in May 2010, provides a look at numerous aspects of AfBAs and what to consider when evaluating them for compliance.

UPL Special Report
Posted Date: Monday, April 26, 2010
With changes like the new RESPA rule, the proposed TILA, and the ever-looming Massachusetts Real Estate Bar Association v. National Real Estate Information Services decision, will UPL statutes, rules and decisions — as they pertain to real estate transactions — cease to exist? Industry experts say no, but they do say changes are underway.

First Quarter 2010 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Thursday, April 01, 2010
In the first three months of 2010, courts across the country produced hundreds of opinions impacting the title insurance and settlement services industries. They handed down decisions on everything from agent losses and sham AfBAs to rate discrimination, improperly written legal descriptions and vicarious liability – decisions that will shape how the industry operates moving forward.

2010 State of the Industry Report
Posted Date: Wednesday, January 27, 2010
October Research Corporation's 2010 State of the Industry Report, includes a look at each aspect of the real estate, mortgage and settlement services industry through an aggregation of stories, interviews and data brought together by the October Research staff.

Fourth Quarter 2009 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Friday, December 18, 2009
In the fourth quarter of 2009, several important reissue rate class actions were reviewed by courts in Massachusetts, Ohio, Pennsylvania and Washington . Download this report to review these decisions as well as a dozen other decisions in cases concerning such issues as missed easements, unfair discrimination in the pricing of title services, and a title agent’s duty to verify homeowners’ insurance coverage.

Third Quarter 2009 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Thursday, December 10, 2009
In the Third quarter of 2009, a key RESPA decision concerning overcharges, as well as significant rulings in the Washington State reconveyance fee cases and the antitrust cases against title underwriters made the headlines. Download this special report for a review of these cases as well as many additional state and federal cases impacting title insurance and settlement services.

Second Quarter 2009 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Tuesday, November 10, 2009
In the second quarter of 2009, courts across the country released several key opinions including the resolution of an unauthorized practice of law issue in Massachusetts , determinations in several class action law suits, a decision in a RESPA action concerning overcharges, and many more.

First Quarter 2009 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Thursday, October 15, 2009
In the first quarter of 2009, courts across the country produced hundreds of opinions impacting settlement services, including three significant cases of first impression.

Third Quarter 2008 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Wednesday, January 07, 2009
Follow court decisions in significant cases such as two recent appellate decisions in recruitment cases, as well as a court's determination that data providers must foot the bill for redaction of personal information.

Second Quarter 2008 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Monday, October 20, 2008
Follow court decisions in significant cases such as a federal decision to overturn class certification in a RESPA case, or a state appellate court's discussion of marketability vs. insurability, plus many more.

First Quarter 2008 CASE LAW - A quarterly compilation of recent rulings
Posted Date: Wednesday, July 09, 2008
A look back at the first quarter of 2008's top court cases that secured leading headlines and changed the face of the title insurance business.

Uniform Closing Instructions
Posted Date: Thursday, June 12, 2008
This report addresses the concerns and controversy surrounding the release in late 2007 of the proposed uniform closing instructions.

RESPA Compliant - A Guide for Managing Your Affinity Relationships
Posted Date: Wednesday, January 09, 2008
As an experiment to gauge the ease of shopping for title insurance at the consumer level, The Title Report employed a mystery shopper to shop for title insurance in four mid-size to large U.S. cities. Don’t miss this special report as we shed light on how title agencies performed when approached by a consumer, and identify several points for discussion and future training opportunities, including customer service, education and quality control.

Attorneys Answer Your RESPA Q&As
Posted Date: Wednesday, January 09, 2008
This special report highlighted a number of questions asked by RESPAnews.com readers, along with the answers provided by a panel of RESPA-expert attorneys. The questions were divided into three broad categories for easy perusal: Business Practices, Gifts and Fees.

Settlement Services Case Law Files - 2006's Top Cases
Posted Date: Wednesday, January 09, 2008
A look back at 2006’s top court cases that secured leading headlines and changed the face of the title industry’s business.
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