Third-party complaints must adhere to policy requirements, Fifth Circuit says

After discovering that its agent was negligent in issuing title insurance policies, a national underwriter filed suit. It learned that the agent was covered by a professional liability policy and added the insurer to the suit. The court granted summary judgment in favor of the property and casualty insurer because the claim was made outside of the policy period. The title insurer appealed the case to the 5th U.S. Circuit Court of Appeals, which affirmed the district court’s opinion. Read on for the court’s reasoning.